Accounts & Due tracking
- A private ledger for every shop, vendor and friend
- Full or Advance payments with Due tracked per entry
- Full Pay and Part Pay with complete payment history
- Track money others owe you too
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Our product · Personal & group finance
Split smart. Settle simple.
A personal and group expense tracker: keep ledgers for shops, vendors and friends with Due tracking, split group expenses equally or exactly, and see who owes whom — even offline.
Overview
BalanceUp makes everyday money simple — for you and for every group you share costs with. Track your own spending, keep a private ledger for each shop, vendor or friend, and always know what is still due.
For trips, flatmates, families and office lunches, create a group with a budget, add members or guests, record who paid and who shared, and split equally or exactly. Every amount is stored in whole paise, so shares always add up to the exact expense.
The Settlement Summary shows each person's net balance and the fewest transfers needed to settle. BalanceUp never moves money — you pay each other by cash, UPI or bank transfer.
Key features
Inside the app



Get BalanceUp
Android app
Download the official BalanceUp app for Android phones from the Google Play Store.
Website
The BalanceUp website explains every feature and hosts the help and legal pages the app links to.
BalanceUp FAQ
Need more help? Visit balanceup.subhaprasad.com or contact iEncode Tech.
BalanceUp is a personal and group expense tracker by iEncode Tech. It keeps ledgers with Due tracking, splits group expenses equally or exactly, and shows who owes whom.
Yes. BalanceUp is free to download on Google Play.
Yes. Accounts and groups live on your phone, so you can add, edit and delete entries without a connection. Everything syncs automatically when you are back online.
No. Settle Up is a calculation. You pay each other by cash, UPI or bank transfer — BalanceUp never touches the money or stores card and bank details.
Build with the team behind BalanceUp